Privacy Policy

1. Information We Collect

• Personal Information: Name, phone number, email address, Mobile Money number
• KYC Information: Ghana Card number, ID documents (for verification)
• Transaction Data: Contributions, payouts, withdrawal history
• Device Information: Device type, browser, IP address for security

2. How We Use Your Information

• To process your contributions and payouts
• To verify your identity and prevent fraud
• To send you reminders and notifications about your groups
• To improve our services and user experience
• To comply with legal and regulatory requirements

3. Data Security

We use industry-standard encryption to protect your data in transit and at rest. Access to personal data is restricted to authorized personnel only.

4. Data Sharing

We do not sell your personal data. We may share limited information with payment processors (Mobile Money providers) to facilitate transactions, and with law enforcement if required by law.

5. Your Rights

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your account and data
• Opt out of marketing communications

6. Contact

For privacy-related inquiries, contact our Data Protection Officer at privacy@julismartsusu.com