Active savers
Total saved
On-time cashouts
Saver rating
The age-old Susu tradition, built for the modern world.
A rotating savings circle in which members contribute a fixed amount on a schedule, and each member in turn receives the full pot. Practiced across Ghana for over 300 years, built entirely on trust.
Julismart Susu digitizes this tradition, adding security, transparency, and Mobile Money convenience without losing the communal spirit. Whether you're a market trader or a young professional, you save with people, not with a faceless bank.
Learn the Susu way
“Money kept alone sleeps. Money kept together works.”
Ghanaian proverb
Everything you need to save smarter
We took the Susu you trust and added the security, speed, and transparency you deserve.
Bank-Grade Security
End-to-end encryption protects every cedi. Your money is always safe.
Trusted Circles
Create private groups with people you know, or join verified public ones.
Mobile Money
Deposit and withdraw instantly via MTN MoMo, Vodafone Cash, and AirtelTigo.
Guaranteed Cashouts
Automated rotation means everyone gets paid on time. No excuses.
Real-Time Dashboard
Track every contribution, see group progress, and manage your savings in one place.
Flexible Plans
Daily, weekly, or monthly. Pick the rhythm that matches your income.
One circle. Everyone wins.
We've stripped away the complexity. No paperwork, no queues, just secure savings that move at the speed of MoMo.
Create Your Account
Sign up with your phone number in under 60 seconds.
Join or Start a Group
Find a savings circle or create one for your community.
Make Contributions
Pay easily via Mobile Money on your own schedule.
Receive Your Cashout
Get your lump sum directly to your wallet when it's your turn.
Circles from GH₵ 10 a day
Open groups are filling now. Pick a daily amount, reserve your seat, and your cashout date is locked from day one.
Loved by savers across Ghana
rated by 15,000+ savers
“I used to keep my savings under my mattress. Juli helped me save GHS 5,000 to expand my shop.”
“The transparency is what I love. I can see exactly when I'm getting paid. No stories.”
“Paying directly from MoMo is a game changer. No more waiting for a collector.”
